To avoid bank deductions, we recommend that you complete Form 15G at the start of the financial year. You should always provide your PAN and submit the complete form each year.

I applied for PF withdrawal just before leaving but it got rejected which I got to know later was because of not filling Form 15G. You can easily download a fillable form 15g in PDF format from CocoDoc and edit it accordingly. I then moved to Canada in June 2015 on Permanent Residency. I never made the PF transfer request but both accounts are under same UAN. Then I left this company in Apr 2015 for another one that I only worked for 1 month. I got my PF transferred to the new Company's PF account. I then moved to Canada in June 2015l Apr 2014. Go to ‘Claim (Form-31, 19, 10C & 10D)’ available in the drop-down menu. I never made the PF transfer request but both accounts are under same UAN. Here are the steps to be followed for downloading and submitting Form 15G online using the EPFO portal: Users must log in to EPFO UAN unified portal through their username and password along with the captcha code provided. I started working for a company in Nov 2010 and worked there till Apr 2014.

I started working for a company in Nov 2010 and worked there am a bit confused on the clause of 5 years of continuous service. Archit Gupta, Founder & CEO, says, 'The wordings on Form15G/Form15H mention that an individual is required to declare the total income where tax payable is nil.Am a bit confused on the clause of 5 years of continuous service. The total income mentioned in the form is the net taxable income on which the taxpayer's estimated total tax payable is nil. This form should only be submitted by an individual if tax-liability is zero.' (Gross total income is the income which is received by you from all sources. Net taxable income refers to the income arrived at after subtracting all the tax-breaks, as applicable to you, from your gross total income.) Abhishek Soni, CEO, tax2win.in says, 'For FY2019-20, as there is no tax payable if your taxable income does not exceed Rs 5 lakh, such individuals can submit the Form 15G/Form15H, as applicable. This total income on the form is the net taxable income after claiming all the deductions available to him.' Remember, as per the wordings of the form, an individual is required to provide the estimate of total income where tax payable is zero. It was announced in the Interim Budget 2019 that individuals with taxable income up to Rs 5 lakh in a financial year will be able to avail full tax rebate and thus, will not be required to pay any tax.

Form15g download